| A message from The Ascent, a Motley Fool Service Making monthly payments on your credit cards is a bummer in the best of times. But in times like these, those monthly payments can be a burden. Fortunately, there's a way to minimize your monthly credit card payments that doesn't require you to bend over backwards. Enter: the balance transfer. Transferring your balance from one or more credit cards onto one new card that offers a 0% intro APR promotion means that you can streamline your payments while also reducing the amount you owe in interest -- effectively minimizing your monthly payments! To help you take advantage of this opportunity, we've vetted numerous credit card offers and have found one with a 0% intro APR promotion for balance transfers that lasts a whopping 21 months. Now, why am I taking time out of your day to tell you about this? It's simple. I honestly believe it is an incredible offer that can help you reach your money goals faster, especially if you're carrying a credit card balance. You see, here at The Ascent, our goal is to help you find the best offers to improve your finances, and this 0% intro APR card is one of those select offers. On top of it's incredibly long 0% intro APR promotion for balance transfers, this card packs in a number of other useful perks, including: - $0 annual fee -- so you can cross that common nuisance fee off your to-do list
- 0% intro APR on purchases well into 2023
- It only takes 2 minutes to fill out an application
So, if you're wanting to minimize your monthly payments and nix a common nuisance fee in the process, I urge you to take action today. That's because your time is limited to qualify after approval for one of the most lucrative perks this top pick offers. | 
