11.30.2022

Minimize your monthly payments with 0% intro APR for 21 months

Erase credit card interest on balance transfers well into 2024 with this expert pick ---------------------------------------------------------------------------------------
the ascent

Making monthly payments on your credit cards is a bummer in the best of times. But in times like these, those monthly payments can be a burden. 

Fortunately, there's a way to minimize your monthly credit card payments that doesn't require you to bend over backwards. 

Enter: the balance transfer.

Transferring your balance from one or more credit cards onto one new card that offers a 0% intro APR promotion means that you can streamline your payments while also reducing the amount you owe in interest -- effectively minimizing your monthly payments!

To help you take advantage of this opportunity, we've vetted numerous credit card offers and have found one with a 0% intro APR promotion for balance transfers that lasts a whopping 21 months. After that time, the go-to-variable rate applies, but you'll have nearly two years before that kicks back in.

Plus, on top of it's incredibly long 0% intro APR promotion for balance transfers, this card packs in a number of other useful perks, including:

  • $0 annual fee -- so you can cross that common nuisance fee off your to-do list
  • 0% intro APR on purchases well into 2023 (the go-to-variable rate applies once the intro period ends)
  • The option to choose your payment due date based on what works for you

So, if you're wanting to minimize your monthly payments and nix a common nuisance fee in the process, I urge you to take action today. The sooner you do, the sooner you could wave good-bye to those hefty interest charges.

Read our full expert review and apply today

Here's to your financial ascent

P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn't recommend a credit card to a close family member, we wouldn't recommend it to you on The Ascent either.

The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation.

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