| A message from The Ascent, a Motley Fool Service The most crucial step to finding the right rewards card for you is finding one that lines up with your unique spending habits. And this credit card makes that incredibly easy with its top perk. You see, it offers incredible cash back rates for the eligible spend category that best fits your spending habits. Which means that your spending habits are rewarded, without having to spend over backwards for a category you wouldn't normally spend in just to maximize your cash back. Have we piqued your interest? Here are the top three perks that helped launch this card onto our expert picked lists: - One of the highest cash back rates we've seen on a category that best fits your spending (Psst. This perk alone could be worth up to $300 back per year!)
- An incredibly easy-to-earn sign up bonus worth $200 after making qualifying purchases before your bonus timeline expires.
- 0% intro APR on purchases that lasts into 2024
If you max out these perks, you could add up to $500 cash back to your wallet in just the first year of card ownership! And even better? With such a rich feature set, it's hard to believe this card packs in a $0 annual fee, to boot. Just click the button below to get the full rundown on this best-in-class pick. Inside, you'll also get The Ascent's top tip for making your money work overtime for you, so you can live richly, not risky. | 
