| Many U.S. investors make three mistakes that all but ensure they will NEVER accumulate million dollar wealth. In fact, I'd bet YOU may be making at least one of them right now. The first mistake is never getting around to putting hard-earned life savings to work. The national average interest rate for savings accounts is .13%. Considering the inflation rate in America is around 8.5%, investors are not even close to breaking even if their money just sits in savings. The second mistake is getting started too late in life. Of course, it's always better to start later than not at all. And the third mistake… Well, I'll reveal that at the end of this email. But first, here are three little-understood stock market FACTS that make this email more urgent today than ever… Fact: "Bear markets" occur on average about every 4 ½ years. Since 1929, the average length of a bear market is 9.6 months, and costs investors around 36%. Fact: "Bull markets" typically run for 3.8 YEARS and earn investors average cumulative gains of around 112%. Fact: On June 16, 2022, the Dow Jones Industrial Average closed below 30,000 points, for the first time since January of 2021, a year and a half before. If nothing else, this tells me we're much nearer the bottom — and the start of the next bull market — than the doomsayers on TV would have us believe. And we can all agree that the prospect of earning 112% on investments over the next few years is a pretty compelling reason NOT to dump stocks right now. Of course, it's an even better reason to consider making some potentially life-changing investments while we have the chance. Unfortunately, research shows that many investors are doomed to miss out entirely. That's because huge gains in a bull market typically happen early on — long before most investors feel comfortable getting back in. For example, in 2002, after the S&P bottomed at 777, the stock index gained 15% over the following month. Or how about in 2008, when we wrote a similar message to this one after the S&P declined 57%? Not long after, it had a remarkable ascent — approximately doubling in the following 48 months. In other words, when the market inevitably recovers, many investors may be left watching from the sidelines while their opportunistic friends and neighbors get wealthy. Will you miss out? Or will you set yourself up to rake in potentially historic profits? Frankly, I can't blame you if you're a little apprehensive, given all that's happened in the markets. But I hope you'll pick the latter. And not only recoup losses from a brutal 2022 in the months and years ahead, but come out ahead — way ahead. Of course, that leads me to the third costly investing mistake I mentioned earlier... many investors simply buy the wrong stocks – again and again. For my money, Motley Fool Stock Advisor can help investors avoid that mistake. During the last significant bear market, we recommended some huge winners. - Like Apple in January 2008 — now up 3,024%*
- Or Nvidia in December 2009 — up 3,335%*
- Don't forget Cintas in December 2008 — up 2,111%*
Of course, not all picks have performed as well. But, all of those are up this much EVEN with the bear market we're experiencing. And we're recommending some great stocks TODAY that we think could follow a similar trend. | 
