| A message from The Ascent, a Motley Fool Service New credit cards enter the market frequently, but they’re not always something that we get excited about over here at The Ascent, The Motley Fool’s personal finance service. But, when we see a product that we love, we want to tell you about it right away so you can take full advantage of all that it has to offer. And that’s the case for this incredible cash back credit card. Simply put, it is one of the best cash back cards I’ve ever seen. Which is saying something, since I’ve reviewed and crunched the numbers on hundreds of offers over the last few years as The Ascent’s credit card expert. What makes this offer stand out from the crowd? This is the first card I’ve seen that offers a best-in-class, unlimited cash back rate that applies to every purchase with no hoops to jump through. That means no schedule of rotating bonus categories to keep track of and no need to activate specific offers every quarter. While rotating category cards can certainly be worth it, they're also more work -- this card is ideal for someone that wants a high cash back rate and sign-up bonus, with little effort. You just have to make purchases. And earn the card’s top cash back rate. It’s that simple -- making this the perfect card for someone that wants to reap in the cash back rewards without the hassle of having to think about when to use certain cards. This card would be highly-rated based on its cash back offer alone, but it goes beyond that by offering additional perks such as: - An incredibly easy-to-earn cash rewards sign up bonus worth $200 after spending $1,000 on purchases in the first three months.
- A 0% intro APR offer that lasts well into 2023
I’ve not come across this combination of top perks in one card before, which is why I truly believe this is one of the best cash back cards for most people. Not only will you get an incredible unlimited, flat cash back rate, but it also sports a hefty, easy-to-earn welcome bonus and a highly competitive 0% intro APR offer. Ready to get started with some straight-forward rewards? Just click the button below to get the full rundown on this best-in-class pick and apply today (it takes less than 2 minutes to get a credit decision!). | 
